twentytwenty

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Health Insurance carrier notifies you of 22% rate increase...on top of last year's 17% increase!

without twentytwenty vision:
Downsize...Cut Benefits...Try to convince employees that health benefits are overated... Begin search for new job.

with twentytwenty vision:
Tough Negotiation with carrier based on experience data, Expanded Shopping and Analysis of Plan Design...


We're twentytwenty, a full service brokerage and consulting firm. Our specialty is in the design and implementation of employee benefit programs for regional and national employers with 100 to 5,000 workers.

Exceptional Clarity in an Unclear World
Factors such as legal compliance, changing employee needs, and program administration complexities have made benefits a very murky area. We're here to cut through the confusion and help you see things from a different perspective.

Our major strength is an ability to satisfy the unique requirements of self-funded companies and organizations, in addition to those offering fully insured benefit programs. twentytwenty delivers extensive experience in every conceivable type of plan design from Medical to Life Insurance to Tuition Programs - and everything in between. Further illustrating our versatility is the fact that twentytwenty experience spans an especially wide range of industries.

Sharing Your Vision
We begin by gaining a thorough understanding of your goals and philosophy relating to employee benefits. The next step is a thorough, in-depth analysis of historical data to define clearly where you are and why you're there. We then explore how your current program compares with the overall industry-specific marketplace.

twentytwenty's key service objective is to provide you with clear and comprehensive choices to maximize returns on your benefits dollar. This is accomplished through proactive management and innovative strategies in plan design. Additionally, twentytwenty provides ancillary services to:

  • Increase employee satisfaction through employer-branded communications
  • Help HR departments focus on their core business by outsourcing administrative tasks
  • Provide HR department personnel with on- and off-site training to increase their prowess in handling benefits-related issues
  • Increase employee retention and reduce turnover through plan design and ancillary benefit programs such as 401(k) plans
  • Reduce the risk of employee lawsuits through access to labor law hot-lines and ERISA attorneys

Gain Insights From Experts
twentytwenty's management and staff work as a team in assisting our clients. We pride ourselves in having responsive, seasoned people. In fact, some team members have more than twenty years of experience in the insurance industry.

Thanks to our team approach to account management, combined with an internal staff training program that emphasizes redundancy, twentytwenty clients enjoy easy access to expert assistance on a day-to-day basis.

Over and above our in-house specialists, twentytwenty provides ready access to HR hot-lines, labor law experts and ERISA attorneys. Telephone consultations with these resources are available at no additional cost to our clients.



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